Francis heads the Risk Management at CDSC. 

Francis holds a Bachelor of Commerce Degree, Finance option. He is a Certified Public Accountant, a Certified Information Systems Auditor and a member of the Association of Certified Fraud Examiners. He is currently pursuing a Masters of Science in Finance at University of Nairobi. Francis has previously served in various capacities as both external and internal auditor, and has a wealth of experience in audit, risk and compliance.